Transfers Between Accounts

What is a Transfer?

A transfer in Dialcash represents the movement of money between two of your own accounts.

It’s not an expense or income. It’s simply moving money from one place to another.

Example:

Moving money from bank to cash
Transferring from a digital wallet to a savings account

The total amount remains the same.

When to Use a Transfer

Use transfers when:

You withdraw cash from the bank
You move money between personal accounts
You organize your money in different accounts

Don’t use transfers for:

Purchases
Payments
Actual income

For those, use regular transactions.

How to Record a Transfer

When creating a transfer, Dialcash will ask for:

🏦 Source Account

The account where the money comes from.

🏦 Destination Account

The account that receives the money.

💰 Amount

The quantity you want to transfer.

📅 Date

By default, the current date, but you can modify it.

📝 Description (optional)

Useful for remembering the reason for the transfer.

How a Transfer Affects Your Accounts

When you make a transfer:

The source account balance decreases
The destination account balance increases

Both changes happen at the same time.

Do Transfers Affect the Budget?

It depends on the types of accounts involved:

🔹 Between Two Main Accounts

The budget doesn’t change
(You just moved the money)

🔹 Between a Main and Non-Main Account

The budget does change, because:

Money enters or leaves the main accounts group

This is normal and expected.

🔹 Between Two Non-Main Accounts

The budget doesn’t change

Common Mistakes

❌ Recording a Transfer as an Expense

This incorrectly reduces your budget.

❌ Recording a Transfer as Income

This inflates your available money.

If this happens, you can edit or delete the transaction without problem.

Best Practices

Use transfers only to move money between your accounts
Review which accounts are main accounts
Use the description for greater clarity

Transferring correctly avoids confusion later.

Summary

A transfer is neither an expense nor income
It only moves money between accounts
The budget only changes depending on the accounts involved

Understanding this keeps your financial control clean and accurate.

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